Technical Motor Underwriter

Pricing & Underwriting
Permanent

Role overview

Technical Motor Underwriter

Closing Date:  28/03/2026
Locations:  Bristol, Leeds, London (Hybrid)

DLG is evolving. Across every part of our business, teams are embracing new opportunities and putting customers at the heart of everything they do. Whether you're already part of DLG or considering joining us, you’ll have the chance to be recognised for your skills, build on them, and be empowered to do your very best.

What You’ll Be Doing

In this role, you’ll help shape and strengthen our Motor Underwriting capability, ensuring our products remain competitive, compliant and customer‑focused.

Your key responsibilities will include:

  • Managing and responding to technical underwriting referrals
  • Reviewing and updating policy wordings and technical documentation
  • Assessing underwriting criteria, trends and emerging risks
  • Partnering with the Technical Referral Unit, Claims, Operations and Trading teams
  • Reviewing question sets, PCW mappings, product cover and limits
  • Enhancing underwriting controls, including developing decline strategies
  • Working closely with Counter Fraud teams to strengthen quote‑stage fraud controls

What You’ll Need

We’re looking for someone with strong technical capability, analytical thinking and a collaborative mindset.

You’ll bring:

  • Experience within UK personal lines insurance, ideally Motor
  • Proven technical underwriting expertise
  • Strong analytical skills to balance customer and commercial outcomes
  • Understanding of relevant insurance regulations and market trends
  • A Chartered Insurance Institute (CII) qualification at any level — essential
  • Excellent attention to detail and stakeholder engagement skills
  • Ability to innovate and work at pace across multiple initiatives

Ways of Working

Our hybrid model offers a ‘best of both worlds’ approach. Colleagues typically spend at least 2 days a week in the office, with flexibility depending on role and team requirements.

Benefits

We recognise we wouldn’t be where we are today without our colleagues. That’s why we offer excellent benefits designed to suit your lifestyle:

  • 9% employer‑contributed pension
  • 50% off home, motor and pet insurance plus free Green Flag breakdown cover
  • Optional Health and Dental insurance
  • EV car scheme
  • Generous holiday entitlement
  • Buy‑as‑you‑earn share scheme
  • Employee discounts and cashback
  • Plus many more

Be Yourself

Direct Line Group is an equal opportunity employer. We believe that diversity of background and thinking makes us stronger. We're proud to be one of the UK’s Top 50 Inclusive Employers and are committed to creating a workplace where everyone can be themselves and thrive.

If you need any adjustments to our recruitment process, our team will be happy to support you.

Apply now

Locations

Bristol

Life in Pricing and Underwriting

Our teams work together to build and refine predictive models, implement cutting-edge rating solutions, and enhance fraud detection. Whether developing advanced algorithms or ensuring regulatory compliance, we work collaboratively to tackle complex challenges. Each decision we make directly impacts our customers, so we take great care to ensure they receive fair and accurate pricing for their level of risk.

Benefits

Our benefits are about more than just the money you earn. They're about recognising who you are and the life you live – and supporting you with the things that matter both in and outside work.

01

The Basics

Holidays

22 days holiday rising to 30 days depending on your role. Plus the chance to buy and sell up to 5 days

Pension

Company contributions of 9% of your salary towards your pension

Income protection

Income protection on 50% of your salary for 5 years

Life assurance

Life assurance cover at four times your salary

02

Discounts

Breakdown cover

Free Green Flag breakdown cover

Insurance

50% off Direct Line Group products in Motor, Home and Pet insurance when you’re named on the policy

Shopping

Discounts and cashback savings across hundreds of other well-known brands

03

Flexibility

Flexible benefits scheme

Adjust your income protection, life assurance, and benefits package through our flexible benefits scheme

Salary sacrifice

Salary sacrifice scheme for fully electric and plug-in hybrid cars, and for private dental and medical cover

Parental leave

Enhanced maternity, paternity, shared parental, and emergency dependant leave

04

Wellbeing

Employee Assistance Programme

Employee Assistance Programme (EAP), offering information on financial and mental wellbeing as well as emergency support and advice

Mental health first aid

Trained mental health first aiders (MHFA) for support whenever you need it

Volunteering opportunities

Volunteering opportunities through our partnership with Neighbourly

Donation matching

Up to £50 a month to match any contributions you make to your local community

OUR PEOPLE

What our people are saying in Pricing and Underwriting

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Whether it’s building positive relationships, problem solving and providing guidance, I feel incredibly fortunate to be working with such a fantastic team of people.

Being recognised for my contributions and passion goes a long way. I take great satisfaction in helping people grow and develop knowing that I’ve been a part of that growth.

The way the business positions the importance of our customers really resonates with me. They’re the reason we come in to work.